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How to Buy Homeowners Insurance – Introduction

After the final financial crash, insurance may not be available for a while.  Most if not all insurance companies will be broke. But meanwhile, you can’t afford to have major debt.  In a deflation,...

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How to Buy Homeowners Insurance #1 Determine the Value of Your Home

The odds are that your house is grossly under-insured. According to United Policyholders surveys, two-thirds of Californians who lose homes in wildfires are under-insured an average of more than...

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How to Buy Homeowners Insurance #2 Which Companies are best?

First you need to find out what insurance companies are available in your state.  California’s residential insurance companies.  I don’t know where the other states lists are, but most states have a...

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How to Buy Homeowners Insurance #3 Is the Insurance Company Financially Strong?

After the 2008 financial crash, many insurance company ratings went down.  We’re far from the end of the financial crash, it’s been postponed by all the government spending and bank bailouts, but...

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Delay, Deny, Defend

Jay M. Feinman.  2010. Delay, Deny, Defend: Why Insurance Companies Don’t Pay Claim and What You Can Do About It. Nearly all of the 3,500 families who burned down in the Oakland 1991 firestorm formed...

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How to find a good Property insurance company

What is a good homeowners insurance company? Solvent enough to pay your claim in a large disaster such as a fire or earthquake, and willing to pay you a reasonable amount of money in timely manner....

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